Judicial Foreclosure and Your Lender
In the state of Florida, home foreclosures must go through the court system. The foreclosure process does not happen immediately or all at once, which can give you the chance to try and fix the situation before it is too late. Your lender must follow a certain process before they can attempt to sell your house.
If you are struggling to make mortgage payments and are facing mounting debts, bankruptcy could provide the relief you need to get out from under the grip of creditors. Contact the Boca Raton bankruptcy attorneys of Eric N. Klein & Associates, P.A., at 561-353-2800 today. You deserve a fighting chance to keep the home you have worked so hard for. Bankruptcy can help you reorganize or even eliminate certain debts.
The Judicial Foreclosure Process
Lenders must follow a certain legal process if a homeowner is not making mortgage payments. The process begins as follows:
- You fall a few months behind on mortgage payments
- Your lender sends you a letter of intent to foreclose
- Your lender files a lawsuit against you
- Your lender sends you a Summons of Complaint to inform you of the lawsuit
- You are given the option to respond to the summons
Contact Us
If you or a loved one is in financial trouble, contact the Boca Raton bankruptcy attorneys of Eric N. Klein & Associates, P.A., at 561-353-2800 as soon as possible. Debt relief could be within your grasp if you take the first step and pick up the phone.
