South Florida Bankruptcy Lawyer
Choosing a Credit Counselor
Your previous debt may have forced you to live paycheck to paycheck. After filing for bankruptcy, your settlement required that you attend debtor or credit counseling. This is an essential part of your financial rehabilitation. Credit counseling can help you make sure you do not make the same mistakes twice. It could also provide you with great money saving tips that could actually help you get into a good credit standing.
Where to Find a Credit Counseling Agency
Several credit counseling organizations are non-profits who offer their services for free or at a low cost. When looking for agencies, use one that offers in-person counseling. You can find non-profit counseling at:
- Universities
- Military bases
- Credit unions
- Housing authorities
- Branches of the U.S. Cooperative Extension Service
Choosing a Credit Counselor
You should choose an agency whose counselors are certified and trained in the areas of consumer credit, money and debt management, and budgeting. A reputable credit counseling agency should send you free information about itself and the services it provides without requiring you to provide any details about your situation. After compiling a list of potential counselors, cross reference them with the state Attorney General’s office, local consumer protection agency, and Better Business Bureau to determine if consumers have filed a complaint against them.
Call a South Florida Bankruptcy Lawyer
Contact the South Florida bankruptcy lawyer of Eric N. Klein & Associates, P.A. at 561.353.2800 for an initial consultation today. We will discuss your current financial situation and how filing for bankruptcy can put you back on the path towards financial freedom.
